There is a wide range of general insurance products to cater for the various insurance needs of different market segments. We are committed to providing our customers with the best innovative products in the market coupled with quality and efficient service. General insurance include:
This policy covers risks ranging from Third Party Risks to comprehensive risks. It provides cover: For loss or damage to the motor vehicle as a result of fire, accident or theft. Against legal liabilities to third parties arising from loss or damage to property as well as third party injuries or death.
This policy covers persons who travel abroad from time to time and wish to insure themselves against accidents and loss or damage to their properties in the course of travel.
This is an attractive comprehensive package for homeowners and occupiers which provide policy holders the benefit of six policies in a single package. It covers buildings, household contents, moveable and personal items, domestic servants, owner’s liability and occupier’s liability.
Insurance should be considered as a vital tool in the control of risks prone to school. The policy covers educational premises such as classes, Laboratories, Dormitories; Administration buildings, the content including beds, beddings, furniture’s, electronics computers. It also covers workers, teachers, students and school vehicles etc.
Running a business isn’t easy so we need to ensure it is well protected against any form of risk. Business might be interrupted by cases of burglary, fire and other natural disaster leading to huge losses. With Biashara insurance you can run a risk free business by protecting your Biashara from such cases through compensation.
This is an attractive comprehensive package for property owners and occupiers which provide policy holders the benefit of six policies in a single package. It covers buildings, household contents, moveable and personal items, workers, owner’s liability and occupier’s liability.
We’ll help you plan for the unexpected with insurance coverage that’s just right for you and your family.
The cost of benefits is rising significantly, while employees consistently seek more from their benefits packages. We can design an employee benefits program that makes sense for your company and your employees.
The sportsman insurance product covers the loss of, or damage to sports equipment and personal effects. The policy can be extended to cover personal accident, death, temporary or permanent disablement, third party liability and medical expenses whilst the insured is in any sports arena.
This policy covers loss or damage following the actual forcible and violent breaking into or out of the premises or any attempted threat.
This policy covers loss or damage (except as excluded in the policy) to specified items of personal or delicate nature. It includes items such as watches, cameras, computers, calculators, microscopes, typewriters, medical equipment, video cameras, jewellery, television sets, radios, iPads and mobile phones.
This policy covers loss of or damage to goods while in transit either by rail or road.
This policy provides cover for goods while in transit either by sea or air up to the warehouse.
This policy covers professionals against third party claims in case of negligence in the course of their professional duties.
This policy covers the risks of fire, lightning and explosion as a result of bursting of domestic gas cylinders. The policy can be enhanced to cover additional perils such as earthquake, malicious damage, floods, riots and strike, bush fire and similar perils.
This policy covers all types of machinery plants, mechanical equipment and apparatus for faulty design and operation tearing due to centrifugal force.
This policy covers the employer against legal liability under common law for damages and claimants’ costs related to bodily injury by accident or disease and directly related to negligence or breach of common law.
This policy provides monetary payments in the event of bodily injury sustained by the insured. The injury must be caused by violent, accidental, external and visible means subject to the insured limits
This policy is arranged by either the principal owner of the project or the contractor. It covers: Contract Works, Construction Plant and Equipment, Construction Machinery, Third Party Liability, Surrounding Property
This policy covers persons who assume a risk due to the erection of a project.
This policy covers accidental destruction or damage to all fixed glass, which includes windows, door glazing, fun lights and showcases, fixed mirrored glass and glazed partitions.
The policy covers crops against a combination of perils namely drought, excess rains, flooding, hail damage, frost damage, uncontrollable pests and diseases, fire and related perils.
The policy compensates against death of insured livestock as a result of various perils namely uncontrollable diseases including epidemics, calving down, accidents, emergency slaughter on medical grounds, fire and related perils.
The policy covers loss of money (or theft by third parties who are not employees) as specified either while in transit or premises during or out of business hours. It also covers damage to safes and /or strong rooms.
This policy covers loss of stores, stocks and/or money by any act of fraud or dishonesty by any insured employee during the policy period of guarantee.
This policy covers the property owner from legal liability claims which arise out of negligence. Such claims may be in respect of:Bodily injury or accidental death. Loss or damage to property. Legal expenses incurred with the written consent of the insurer.
This policy covers claims for bodily injury and disease brought by employees as provided under the Work Injury Benefits Act 2007.
